Diane Frame

This tutorial is written in honor of my very dear friend Diane.  She is one of the most beautifully sincere people I've ever met.

Materials:
PSP (This tutorial is done in PSP8, but can be done in most other versions too.)
Corners

Filters:
Xero
Filter Factory 2.0

Here we go!

1.  Open your chosen image.  Shift + D twice.  Close the original.
2.  Minimize one of your images for now.
3.  Focusing on your first image, go to Effects> Image Effects> Seamless Tiling with the settings below in the screen shot.

4.  Minimize the seamless tile image for now and open your other image.
5.  Select a light color from your image for your foreground and a dark color for your background.
6.  Set your foreground to the foreground/background gradient with the settings the same as in the screen shot below.

7.  Set your background to a gold or silver pattern of your choice.
8.  Image> Add Borders> 2 (symmetric checked) in a color not in your image.
9.  Select with your magic wand (tolerance and feather set at 0).
10.  Fill with your gold or silver pattern.
11.  Effects> 3D Effects> Inner Bevel with the groove preset.
12.  Selections> Invert.
13.  Effects> 3D Effects> Cutout with the setting in the screen shot below.

14.  Selections> Select None.
15.  Image> Add Borders> 5.
16.  Select with the magic wand and fill with the gradient.
17.  Selections> Select None.
18.  Image> Add Borders> 2.
19.  Select with the magic wand and fill with your gold or silver pattern.
20.  Effects> 3D Effects> Inner Bevel with the groove preset again.
21.  Selections> Select None.
22.  Effects> 3D Effects> Cutout with the same settings as before.
23.  Selections> Select None.
24.  Image> Add Borders> 10.
25.  Select with the magic wand and fill with the gradient.
26.  Effects> Plug-Ins> Xero> Titanium with default settings.
27.  Selections> Select None.
28.  Image> Add Borders> 2.
29.  Select with magic wand and fill with your gold or silver pattern.
30.  Effects> 3D Effects> Inner Bevel with the groove preset.
31.  Selections> Select None.
32.  Effects> 3D Effects> Cutout with the same settings as before.
33.  Selections> Select None.
34.  Now set your foreground to pattern and in your patterns options you'll see the seamless tile image we made at the begining of the tutorial.  Select it with your Angle set at 0 and Scale set at 100.
35.  Image> Add Borders> 40.
36.  Select with your magic wand and fill with your seamless tile pattern.
37.  Effects> Plug-Ins> Filter Factory 2.0> Buttons & Frames> 3D Glass Frame 3 with the default settings.
38.  Selections> Select None.
39.  Set your foreground back to the gradient.
40.  Image> Add Borders> 2.
41.  Select your border with the magic wand and fill with your gold or silver pattern.
42.  Effects> 3D Effects> Inner Bevel with the groove preset.
43.  Selections> Invert.
44.  Effects> 3D Effects> Cutout with the same settings as before.
45.  Image> Add Borders> 8.
46.  Select with the magic wand and fill with the gradient.
47.  Selections> Select None.
48.  Image> Add Borders> 2.
49.  Select with the magic wand and fill with your gold or silver gradient.
50.  Effects> 3D Effects> Inner Bevel with the groove preset.
51.  Selections> Invert.
52.  Effects> 3D Effects> Cutout with the same settings as before.
53.  Selections> Select None.
54.  Resize if necessary.  If you resize Adjust> Sharpness> Sharpen.
55.  Add the corners I supplied or add some of your own.

You're done!!